Fidelity Bank Business Banking

Fidelity Bank offers a variety of Business Banking products. Choose from:

Small Business Checking	Preferred Money Market
Commercial Checking	Certificates of Deposit
Money Market	Merchant Account
Order Checks Online

^ To Top

Small Business Checking

Checking Account for Commercial Customers with Low Account Activity.

Minimum to Open	$250
Minimum Balance	$3000 or more
Eligibility	All businesses
Monthly minimum balance fee if the daily balance drops below $3,000 any day of the months	$12.50
Transactions	200 transactions included per monthly statement*

*There is a $0.50 per item fee for each withdrawal paid and item deposited over the monthly limit of 200.

^ To Top

Commercial Checking

Checking Account for Commercial Use.

Minimum to Open	$250
Monthly Service Charge	By Account Analysis*
Eligibility	All Businesses
*Earnings Rate:	Quoted

* Earnings Rate: Quoted
   $20 Maintenance Fee
   Deposit: $0.25
   Deposited Item: $0.08
   Debit Transaction: $0.15
   ACH: $.09 per item

   Monthly service charge and per item activity fees may be offset by an earnings credit based on average collected balance.

^ To Top

Money Market

Interest Earning Money Market Account with Limited Withdrawals.

Minimum to Open	$2,500.00
Monthly minimum balance fee if the daily balance drops below $2,500 any day of the month:	$15.00
Eligibility	All businesses
Transactions	6 (six) third party withdrawals per monthly statement*
Interest rates based on balance tiers:
$0 - $2,499.99
$2,500 - $49,999.99
$25,000 - $49,999.99
$50,000 and above

* Per item fee of $10.00 imposed for transactions in excess of six (6) per monthly statement

^ To Top

Preferred Money Market

Interest Bearing Money Market Account with Limited Withdrawals.

Minimum to Open

$50,000.00

Monthly minimum balance fee if the daily balance drops below $10,000 any day of the month

$15.00

Eligibility

All businesses

Transactions

6 (six) third-party withdrawals per monthly statement.

Interest rates based on balance tiers:

$0 - $2,499.99

$2,500 - $49,999.99

$25,000 - $49,999.99

$50,000 and above

* Per item fee of $10.00 imposed for transactions in excess of six (6) per monthly statement.

^ To Top

Certificates of Deposit

Features:

Variety of maturities and rates with a minimum deposit.
Interest rate is competitive and is set daily.
Automatically renewable at current market rates.
Certificates may be used as collateral for a loan.
Several interest payment options are available.
FDIC insures depositor, within FDIC guidelines.
Substantial penalty for early withdrawal.

^ To Top

Merchant Account

Fidelity Bank offers a Visa/Mastercard Merchant Account through Texas Independent BankersBank, (TIB) for our commercial customers. American Express, Discover, and Diners Club are also available but approved on a separate application. For more information, please call our new account department at 972-398-7400.

^ To Top